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Our online forms are easy to fill out from the comfort of your own home and can be completed in minutes.

Based on the information provided, we will connect you with one of the lenders in our network.

Once approved by a lender, your funds are deposited directly into your account as soon as the next business day.

What Can A Personal Loan Be Used For?

A Personal Loan can be used for any personal need or want such as medial expenses, rent or late bills, consolidate debt, home improvements, renovations or repairs or even for a long awaited vacation. A Personal Loan can be used for basically any personal need or want.

What Is A Personal Loan?

Personal loans are unsecured loans or loans borrowed with out collateral needed. A Personal Loan is money borrowed from a bank, credit union or online loan lender that is paid back typically over a 3 to 6 year period.  

Lender rates can range from 4.99% to 35.99% APR. Lenders offer you the ability to pay your loan back over time or all at once with no penalty fees. 

What Do I Need To Request A Personal Loan?

All you need is your Full Name, Address Info, Employment Info & Income Info. You must be 18 years old, income to repay the loan.

Will requesting a loan on your website impact my credit score?

Requesting a loan on our website won't impact your credit score. Our secure form will verify your info before connecting you to one of our lenders. Our lenders however may want to do a full credit check

Do lenders require collateral to receive a personal loan?

You do not need to provide collateral. We connect you with lenders that offer unsecured personal loans.

How long does it take to receive my loan?

When you request a personal loan online through our secure form you will get a same day loan decision in minutes. If you qualify online for a personal loan, it usually takes up to 1-2 business days for your loan to be deposited into your account.

Personal Loan Options: To help you get one step ahead. APR Rates starting at: (5.99% up to 35.99%) in just minutes.

Minimum and Maximum Loan Repayment Terms: 61-day Minimum repayment and a 72-month Maximum repayment term.

If you borrowed $2,000 over a 12 month period and the loan had a 3% origination fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.

If you borrowed $5,000 over a 48 month period and the loan had an 8% origination fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.

Whether it’s to remodel your kitchen, fix a leaking pipe, modernizing your bathroom, or updating your lighting, our lenders are here to make your life easier with a personal loan.

We at FastLoanDirect understand that bills can pile up, making it difficult to make payments on time. If you are in need of emergency funds, a personal loan may be the right solution for you.

We all get the travel bug once in a while. Make booking flights, hotels and activities stress free with a personal loan from one of our lenders.

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The operator of this website is not a lender, financial institution, loan broker or an agent of a lender, financial institution or loan broker. This website collects personal information provided by you and uses that information to connect you to third party lenders and non-lenders in our network. Your information may be shared with non-lenders or other intermediary service providers, to help connect you with a lender. This website provides its services to you free of charge but may receive payment from lenders and non-lenders for referring a lead to them. You may not qualify with any lender or financial institution for any loan amount, or you may qualify with a lender or financial institution for an amount that is much lower than what you are seeking. If you do not qualify for the loan product you are seeking, we may present you with different financial solutions that may be of interest to you. If you are connected with a lender, make sure to check the terms of your loan agreement and make a determination of whether or not you can afford the payments before signing. Lenders may perform credit checks through any credit reporting bureau and may also verify the information that you provide on our website. We strongly encourage you to reject any offer that is not within your financial means. Short-term, small-dollar loans are not a long-term solution to financial hardship. You may also consider seeking professional advice regarding your financial circumstances and alternatives to loan products. Lenders that participate in the services provided by this website do not offer loans in every state. If you are from a state that the lenders do not service, you will not be connected to a lender. Our service does not constitute an offer or solicitation for any loan products that are prohibited by state law.